Technology

Use your credit/debit card to shop online? 10 things you should never do

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Reserve Bank of India (RBI) has made 2-factor authentication (2FA) mandatory for domestic credit card transactions, however, the same is not required for international transactions. In case of domestic transactions at point-of-sale (PoS), the PIN works as the 2FA while for online transactions, the OTP is the second security layer. However, in case of international transactions, the second-factor authentication is not required. Also, note that if you have an international credit card, international usage is enabled by default. So, to be on the safer side, you can disable the international transactions entirely if you have no plans to travel abroad.

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